As In Everything That Involves Money, It Is Importantto Keep Good Records Of Your Medical Expenses For Manyreasons.Keeping Track Of Deductibles, Especially For A Family,can Be Time Consuming, But Is An Important Task. Everypolicy Has Different Deductibles For Lab Work,hospital Emergency Room Visits, Hospital Stays, Doctorvisits And X-rays, And It Is Often Difficult To Track.Keeping Track Of Your Out-of-pocket Expenses Becomesvery Important When It Comes Time To Complete Yourtaxes. It Also Comes In Handy To Know What Yourexpenses Are For Medical Care When Choosing To Changecompanies Or Policies.A File Folder That Includes A Copy Of The Policy,copies Of Your Medical Bills And Copies Of What Yourinsurance Company Has Paid On Those Bills Is Usuallyall You Will Need.When A Bill Comes For A Provider, You Will Usuallyreceive A Statement From Your Insurance Companyshowing What Portion Of The Bill They Paid, And Manytimes Providers Write Off The Remainder, If It Is Nota Large Sum.If You Visit Several Doctors, You May Want To Have Afile Folder For Each Doctor Or Provider.Insurance Companies Do Occasionally Make Mistakes, Butthey Are Usually On Top Of Their Game. Having A Copyof The Policy Handy Makes It Easy To Check Deductiblelevels And Whether A Particular Service Is Covered Ornot.It Also Serves As A Ready Resource For Telephonenumbers, Website Information And Your Contact At Theinsurance Company.
